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Assistance Listing 10.410

Very Low to Moderate Income Housing Loans and Loan Guarantees

AGRICULTURE, DEPARTMENT OF · Rural Housing Service

Assistance Listing 10.410, “Very Low to Moderate Income Housing Loans and Loan Guarantees,” is a federal program administered by AGRICULTURE, DEPARTMENT OF. It provides loan guarantee and direct loan assistance. GrantsJunction currently tracks 0 open, 0 forecasted and 0 closed opportunities under this listing. The agency reported $9.1B in obligations for fiscal year 2025.

  • Not a competitive grantThis program provides loan guarantee, direct loan rather than competitive grants. There is usually no grant application to submit. calculated by GrantsJunction
  • Funding up 26% (FY24→FY25)Actual obligations reported in the SAM.gov listing changed +26% from FY2024 to FY2025. Historical data, not a prediction. calculated by GrantsJunction

Program objective

To assist very low, low-income, and moderate-income households to obtain modest, decent, safe, and sanitary housing for use as a permanent residence in rural areas.

As published in the SAM.gov Assistance Listing.

Current opportunities under 10.410

No open or forecasted opportunities are currently posted under this listing. Programs often post notices on an annual cycle — see recently closed opportunities below for timing.

Eligible applicants (program level)

  • Homeowner

Applicants must have very low-, low- or moderate incomes. Families must be able to afford housing payments, including principal, interest, taxes, and insurance and have an acceptable credit history. Please visit Agency eligibility website at: https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do.

Intended beneficiaries: Rural, Moderate Income, Low Income and Individual/Family.

Program-level eligibility from SAM.gov. Each funding notice sets its own requirements.

Reported obligations by fiscal year

Historical data · not a prediction
FY24$7.22B
FY25$9.1B
FY26$26B est.

Range and average of financial assistance (from the listing): FY 23 Average: 502 Direct Loans ($249,216) Guaranteed Loans ($180,032) FY 24 Average: 502 Direct Loans ($253,513) Guaranteed Loans ($188,381)

Source: SAM.gov Assistance Listing 10.410. Hatched bars are agency estimates. These totals do not indicate approval rates.

Frequently asked questions

What is ALN 10.410?

10.410 is the Assistance Listing Number for “Very Low to Moderate Income Housing Loans and Loan Guarantees.” Assistance Listing Numbers (formerly CFDA numbers) identify federal assistance programs; individual grant opportunities reference the listing they are funded under.

Who can apply under ALN 10.410?

The SAM.gov listing names these applicant types: Homeowner. Each funding notice under the program sets its own eligibility, so check the specific opportunity.

How much funding does 10.410 provide?

The agency reported $9,099,026,742 in obligations for FY2025 in the SAM.gov Assistance Listing. These are program-wide totals reported by the agency, not a prediction of future awards.